Guide to Purchasing Travel Insurance for Visitors to Canada

With the strong economy, welcoming culture, great natural beauty and high quality of life, Canada is a popular destination for foreign visitors. Canada in not only a popular vacation destination it has the strongest economy in the G8. The strong Canadian economy means that Canada is a hot spot for business travelers, foreign workers, new immigrants, and international students.

Also, Canada has an aging population which means that the health care system is overburdened. Canada’s health expenses rival the United States as the most expensive in the world.

Also, Canada has an aging population which means that the health care system is overburdened. Canada’s health expenses rival the United States as the most expensive in the world.

Sample medical costs in Canada.

Simple doctor visits cost approximately $150

Ambulance approximately $250

Non-critical hospital stay cost around $3,500 per night

Air ambulance around $20,000

etc.

Medical expenses can become financially crippling. To ensure personal safety, Medical Insurance is highly recommended for all foreign visitors to Canada.

The good news is that medical insurance is quite affordable. For example, good individual coverage can be purchased for a 40 year old for $3-$5 per day, and an entire family can be covered for under $15 per day.

Canadian insurance companies have developed medical insurance plans for all types of visitors to Canada. weather you are a business traveler, international student, new immigrant, foreign worker, or simply vacationing in Canada, a plan designed to suit your needs is available at an affordable rate.

Business Travelers and Tourists Visiting Canada

Whether you are traveling to Canada for business meetings or vacationing with your family, medical insurance is important to cover the high costs of medical care. Visitor to Canada Emergency medical is available to pay the expenses incurred by sudden and unexpected medical conditions. Coverage is available up to 89 years of age. No medical questions are required but pre-existing medical conditions will likely be excluded from coverage. If you have a pre-existing medical condition please review the medical policy wording closely before purchasing.

Visitors to Canada Emergency Medical Insurance can be purchased at levels of $25,000, $50,000, $100,000, and $150,000. Coverage can be purchased for individuals, couples, or families. Single trip and annual plans are available. If you plan to travel to Canada frequently within a 12 month period then an annual plan will be most suitable.

New Immigrants to Canada

New immigrants to Canada are not eligible for provincial health insurance until they gain landed immigrant or permanent residence status.

Foreign workers in Canada

The Canadian labor shortage has provided ample opportunities for foreign workers to enter Canada on a work visa. Unfortunately, these work visas are normally issued for 6 months minus one day… this is one day before the foreign workers become eligible for Provincial health insurance coverage. This means that private health insurance must be purchased to cover emergency medical costs for the time spent living in Canada on a temporary work visa.

Inpatriate Medical Insurance

Employers can provide medical insurance to foreign workers by purchasing Inpatriate Medical Insurance. Inpatriate Medical Insurance can be purchased for the six month work visa. Inpatriate insurance can be purchased for durations as short as one month for workers who have already arrived in Canada. Coverage can be purchased at levels of $100,000, $500,000, or $1,000,000. Single, Couple, or family coverage is also available. Inpatriate medical Insurance coverage differs from Visitors Emergency Medical Insurance as it provides for non-emergency medical visits.

Visitors to Canada Emergency Medical Insurance

Foreign workers who are not provided coverage by their employers will be required to purchase private medical insurance. Visitors to Canada Emergency Medical Insurance is available for personal coverage for your entire work visa term in Canada. Coverage can be purchased at levels of $25,000, $50,000, $100,000, and $150,000, with the high cost of health care in Canada it is recommended that foreign worker purchase the best coverage amount. Single, Couple, or family coverage is also available.

International Students in Canada

Canada is a world leader in education. Many international student choose Canada for their foreign education destination. Not all international students are eligible for government sponsored health insurance…. and for those who are eligible may have to wait three months before the coverage becomes effective. Also, international students not attending eligible educational institutions will not be covered by the provincial government health insurance plan. Private medical insurance will be required. International students can choose to purchase complete Health and Hospital Insurance or only Emergency Medical Insurance

Health and Hospital Insurance

Provides International Students visiting Canada with complete health coverage. In addition to emergency medical coverage, non-emergency health costs and prescription drugs are also covered up to maximum amounts. Medical coverage of to $1,000,000 is available. Coverage can also be purchased for the students spouse and family while they are residing in Canada.

Emergency Medical Insurance

Similar in coverage as the health and hospital plan but does not cover non-emergency medical and prescription drugs are limited to a 30 day supply. Coverage can also be purchased for the students spouse and family while they are residing in Canada.

Make sure that you are safe and enjoy ‘peace of mind’ during you stay in Canada by purchasing medical insurance.

World Magnetic Puzzle Map

Product Description
Great magnetic tool for teaching geography. These magnetic countries stick to the playboard to create the World map. Each country magnet features landmarks, capitals and major cities and roadways. Click on the smaller image to view the playboard without the magnetic states. The magnetic map measures 16.5″ x 10.75″. Please Note: This set comes complete with interlocking state magnets, as shown. It is not designed for the tourist style magnets offered on our site.

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Chicago: Second to None! (Great City Guides Travel Series)

Review
Forty-minute main program highlights Chicago’s most popular spots Bonus thematic mini-tours give visitors quick overviews of categories such as historical sites and family friendly activities DVD’s companion website includes links, and more trip planning information DVD-ROM section includes high resolution photos and other valuable extras –Insight Media Services Product Information

Review
Recently, I viewed a DVD called Chicago, Second to None! Of course I was intrigued by the title because as resident of Chicago, I feel that way. There is nothing like Chicago and there is no city in the World like Chicago but if you are reading this, you know that. This DVD is a very informative guide and tour of Chicago. It begins on the Loop and on The Chicago River to check out the Architecture. I have to say that I was wowed by the views of the buildings downtown. It was a bright clear sunny day but the video zoomed in on the buildings so you could see the structures. It even took the viewer to the Sears Tower from the elevator up to the Observatory Deck to overlook the city. Along with the tour stops, the narrator gave a little bit of history. There were even clips from the early days of Chicago which I thought were very interesting to watch. It covered Capone and the Water Tower s History. And of course, it s not Chicago if you don t talk about food. I was happy to see my favorite restaurant Giordano s highlighted there for the BEST pizza. YAY If you are going to visit the city, you have got to get this DVD. It s one thing to plan out what you want to do when you arrive here by looking at brochures but it is another thing to really see them. The DVD shows everything to do in Chicago from the tourist s eye. And it takes it one step further. It actually gives the Chicago Resident something to be proud of. Our great city is beautiful and when you are here day to day, you may not really think about it. The tour captures the heart of the city and points of interest around the Magnificent Mile (Shopping, Yay!) and it could have stopped right there. I can not think of one negative thing to say about the DVD. When giving a review, you always want to be impartial but there is nothing that is not good about it. Check it out and see for yourself. Chicago DVD is Second to None. Great job Insight Media. –The Chicago Traveler

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Basic Facts for Travel Insurance Canada

Traveling may be fun and exciting, but it is not always easy and pleasant. There are times that an unforseen circumstance may interrupt your travel. These unforseen circumstances may make your trip more difficult and may cause some delays resulting in extra expenses to you. These circumstances may include illness during travel, weather related delays, lost or damaged baggage and other valuable items, airline schedule changes or cancelations, and missed connections due to flight delays. To secure your items and yourself in the possibility of these situations, you need to purchase a comprehensive travel insurance policy.

When you are traveling away from Canada, these situations may happen to you. There would be possibilities of illness, loss, delay and cancellation of flight. Nevertheless, the easy part is that there are companies that offer travel insurance for those who travel from Canada. These companies, such as Travel Insurance Quotes offer several plans in travel insurance:

• Emergency travel insurance for Canadian travelers – these policies covers emergency illness for travelers away from Canada. Tourists or visitors do not necessarily have privileges for emergency medical attention. But once you have this particular coverage that you can purchase from Travel Insurance Quotes, you can be entitled to medical care through the coverage of your travel insurance company. This can be purchased in a single trip. But if you are frequently traveling in a year, it is better to purchase the annual, multi trip for fuller protection and lesser cost. In the same way similar plans are available for long term travel or Canadian expatriates. Long term or ‘Expatriate’ medical insurance pays medical expenses when your provincial medical insurance plan do not cover you while away from Canada.

• Medical travel insurance for visitors to Canada – Companies such as Travel Insurance Quotes may also offer Medical coverage ideal for immigrants, foreign workers, international students, and tourists. With visitors medical travel insurance, you are entitled to a medical insurance in case you get sick or ill while in Canada.

• Trip cancellation travel insurance – Coverage that pays your ‘non-refundable’ expenses if you have to cancel your trip due to illness, bad weather, family emergency, airline delays, or work emergency. These plans offered by Travel Insurance Quotes will protect you should you trip be cancelled or cut short due to one of these covered events.

• Comprehensive travel insurance – Plans typically include emergency medical, trip cancellation, trip interruption, lost baggage, accidental death and dismemberment coverage. These plans are all-inclusive travel insurance. You will have complete protection in different cases for your trip away from Canada, may it be long term or short term.

Purchasing the appropriate travel insurance plans that can be acquired from Travel Insurance Quotes, will assure you have “peace of mind” against unforeseen events on your travel. Make sure you are adequately covered whether you are a Canadian traveler, Canadian expatriate, international student, foreign worker, tourist visiting Canada, or new immigrant to Canada.

Medical Insurance for Canadian Travelers and for Visitors to Canada

One of the major concerns you have when traveling away from home is your health. When you are away from home, you never know if you might get sick or injured. If this happens, you will be faced with a bigger problem. The expense incurred from a medical emergency while away from your home country may not be entirely covered by your personal medical insurance plan. If this is the case, then you would incur the medical cost yourself and these medical expenses can be enormous. Worse, without medical insurance, you might not receive privileged care when you seek needed medical attention. For these reasons, it is important that you have proper travel insurance coverage that pays medical insurance expenses.

Travel insurance companies in Canada may not only provide medical insurance plans to travelers away from Canada. There are also medical insurance plans that cover emergency medical expenses for visitors in Canada. There are many Canadian travel insurance companies that offer emergency medical insurance for Canadians traveling outside Canada as well as Visitors traveling to Canada. Travel Insurance Quotes provides instant quotation and comparisons from the best Canadian travel insurance companies to ensure you have the most appropriate coverage for your travels. The result is that you can feel assured that you have adequate medical insurance whether you are a visitor to Canada or a traveling Canadian.

Emergency medical travel insurance can be purchased alone or in a comprehensive travel insurance packaged policy. These comprehensive travel insurance plans combine emergency medical, trip cancellation, trip interruption, accidental death, and baggage in one single policy. Comprehensive travel insurance policies provide many benefits;

1. Excellent Value – in most cases it is cheaper to purchase the comprehensive travel insurance package than purchasing each plan separately. You can save up to 60% of the cost of individual plans.

2. No Medical Questionnaires – Most companies do not require Seniors to answer medical questionnaires when purchasing a comprehensive travel insurance package. Normal pre-existing condition exclusions apply so please read the policy carefully before purchasing.

3. Simplicity – When purchasing a comprehensive travel insurance package your credit card will only be charged once, you will only need to deal with once insurance company if you need to file a claim, and you will only have one policy number to carry while you are travelling.

Most Canadian travel insurance companies offer comprehensive travel insurance packages to Canadian travelers. Only a few offer these comprehensive travel insurance packages to visitors to Canada. Travel Insurance Quotes will assist you in getting the best comprehensive plan for your travels.

Emergency Canada medical insurance can be purchased for a single trip only, or annual policy can be purchased. Single trip emergency medical plans are only good for the trip duration that you indicate when you purchase the policy. If you stay longer you can extend the coverage as long as you haven’t had a claim and the original policy has not expired. Annual plans cover you for an unlimited number of trips within 365 days. You need to indicate the number of days your trip lengths will be when you purchase the annual emergency medical travel insurance plan. If you need additional days than your annual plan will cover than additional ‘top-up’ days can be purchased to cover you entire trip. Annual emergency medical travel insurance plans are available for both Canadian travelers and visitors to Canada.

They are used for medical care that needs emergency medical attention. Medical check-ups is not necessarily included in the plan. Cases such as accidents or sudden illness can be good as emergency in nature. Emergency medical insurance can be purchased upon single booking of the flight elsewhere. But if you are frequently traveling outside Canada, it may be wiser to buy annual medical insurance plan. You just have to evaluate how frequently you travel in a year and compare it with how much you spend for single trip emergency medical insurance. You might find out that buying annual emergency medical insurance is cheaper. Contacting the personnel and staff of Travel Insurance Quotes should not be difficult.

The Beautiful Costa Rica

Whether you’re searching for an exotic resort vacation or an exhilarating eco-tourism adventure, Costa Rica is sure to dazzle and amaze.  Costa Rica is the place where millions of travelers enjoy a taste of the ‘Pura Vida’ or ‘pure life’, a country that offers stunning views of the ocean and natural territories, idyllic venues for resorts and hotels, and plenty of activities to enjoy the great outdoors at its best.  With twenty-six national parks and dozens of luxury hotels and resorts, a trip to Costa Rica is a true vacation to paradise.

Key points of interest and attractions in Costa Rica include: the beaches of Drake Bay and Pavones; the Irazu volcano; the Monteverde Cloud Forest; whitewater rafting rivers on the Rios Pacuare; and the nightlife hotspots on the Southern Caribbean Coast.  Rainforests and tropical dry forests are prime locations for the eco-travel enthusiasts, and offer plenty of hiking trails, parks and rafting adventures where you can catch a glimpse of some of the rarest wildlife on the planet.

The Southern Caribbean Coast is where you’ll find several tourist hotspots, unique cultural events and a medley of restaurants and cafes that speak to the Afro-Caribbean culture of the area.  Visitors here can explore the banana plantations, head out on a safari trail, or simply take in some local music on the streets; it’s easy to find Rastafarians, calypso music and reggae bands throughout the area on any given day.

Key cities to explore in the South Caribbean include Puerto Limon, Manzanillo, Cahuita and Puerto Viejo de Talamanca. Other key regions in Costa Rica include San Jose, the South Pacific and Osa Peninsula (South Puntarenas); Limon, otherwise known as the Caribbean Coast; and Caratago, or the Central Valley.

Each region in Costa Rica offers a wealth of activities, attractions and cultural sites to explore and experience. Costa Rica has become a world-renowned ecotourism hotspot, and continues to offer an unforgettable vacation experience for millions of travelers of all tastes, each and every year.

Why Head Overseas? Check Out Alaska and Canada for Adventure Travel!

With thousands of adventures worldwide, for Americans, Alaska and Canada adventure travel beats just about anything else because of the convenience and awe-inspiring views.
For Americans, there are several advantages to traveling in Alaska and Canada. For one, since Alaska is a US state, you do not need a passport when traveling there by plane or cruise. And, until at least January 8, 2007, Americans do not need a passport when heading to Alaska and Canada for adventure travel activities.And they speak English… sort of!
One thing that I really like about Alaska and Canada adventure travel is that even in Canada, there is not a huge difference from the United States. Canadian banking systems, hospitals and hospitality are all on par with the United States.
There is one major difference though. I hate to say it, but Canadians are, simply put, nicer and more helpful than my fellow Americans.
The thing is, though, that the same can be said for Alaskans. It must be something about the clean air and water above the 49th parallel that causes this friendliness because Alaskans are also incredibly hospitable.So, what are some of the best Alaska and Canada adventure travel destinations?
Of course, this is not an extensive list for Alaska and Canada adventure travel but a great place to start. To get more details about each of the locations / topics below, please visit our website Odyssey Adventure Travel at:http://www.odyssey-adventure-travel.com/alaska-canada-adventure-travel.html
Hiking / Trekking in Alaska
Anchorage, Barlett Cove, Chena River State Recreation Area, Chugach National Forest, Copper River Delta, Cordova, Dalton Highway, Denali National Park, Fairbanks, Girdwood, Gustavus, Haines, Homer, Juneau, Kachemak Bay State Park, Katmai National Park, Kenai Fjords National Park, Kennecott / McCarthy Area, Ketchikan, Kodiak, Seward, Sitka, Skagway, Unalaska Area, Valdez, Wrangell
Hiking / Trekking in Canada
Glacier National Park, Yoho National Park, Kottenay National Park, Banff National Park, Waterton National Park
Mountain Biking Tours / Cycling in Alaska
Anchorage, Chugach National Forest, Copper River Highway, Denali Highway, Fairbanks, Gustavus, Haines, Homer, Jakolof Bay, Juneau, Kennecott / McCarthy Area, Ketchikan, Kluane to Chilkat, International Bike Relay, Nome, Skagway, Valdez
Mountain Biking Tours / Cycling in CanadaBanff — Start at Banff then over Vermillion and Sinclair Passes, head south through Kootenay National Park, north through the Columbia River Valley to Golden in Yoho National Park, then on to Lake Louise and back to Banff.Icefields — Start at Icefields to Jasper to Banff past Sunwapta Falls, Columbia Icefields and Lake LouiseNova Scotia — Start at Nova Scotia through Halifax, Mahone Bay, Lunenburg and Windsor
Skiing / Snowboarding in AlaskaAlyeska Ski Resort 907-754-2111
Toll Free: 1-800-880-3880
Girdwood, Alaska
Sking / Snowboarding in CanadaBanff Ski Resort Alberta, Canada
Toll free within North America:
1-87-SKI-BANFF
Outside North America:
1-403-277-7669
Reservations & Ski Packages:
1-877-542-2633Jasper Marmot Basin Alberta, Canada
Email: info@skijaspercanada.com
Tel: 780-852-5247
Toll Free: 1-800-473-8135Whistler Ski Areas Alberta, Canada
Whistler: 604.932.3434
Toll-Free within North America:
1.800.766.0449
Toll-Free within the UK:
0800-587-1743
E-mail: Guest RelationsMont Tremblant Ski Resort Quebec, Canada
1-888-738-1777
(Overseas: 1-514-876-7273)
White Water Rafting in Alaska
Anchorage, Copper River Delta, Denali National Park, Kenai River, Kennecott / McCarthy Area, Kongakut River, Stikine River, Talkeetna River, Tatshenshini River, Valdez
White Water Rafting in Canada
Jacques-Cartier River, Quebec, Kicking Horse River, Rouge River, Chilco / Chilcotin River
Of course, there are hundreds of great places in Alaska and Canada for adventure travel. And I am always adding to this list so be sure to check back often.
Of course, there are hundreds of great places in Alaska and Canada for adventure travel. And I am always adding to this list so be sure to check back often.